It’s all about relationships! In the unlikely event our mortgage specialists cannot secure a mortgage for you now, don’t give up. They can show you how to improve your creditworthiness so that you can buy your dream house a little later. And they will do so for free.

In fact, never pay someone to “fix” your credit. (For some unbiased information about credit repair programs that ask you for money, the U.S. Federal Trade Commission has some great information at www.ftc.gov/bcp/conline/pubs/credit/repair.htm)

We believe that the more you know about legitimate credit repair, the more quickly you’ll qualify for one of our many loans. After all, as your creditworthiness improves and you merit better loans over time, we want to be there for you. That’s just one of the ways we turn our first-time customers into lifelong advocates.

If you haven’t qualified for a loan, the first two questions you might ask yourself are, “By how much did I miss?” and “How much improvement will it take to finally qualify?” That’s why at Mortgage 2000—unlike other brokers—we always give you copies of your credit report(s), explain the ratings, and let you know how much better they will need to be.

Our experts will also meet with you—for free—to advise you about your situation. For example, you probably already know that your creditworthiness is more a function of how faithfully you pay your bills, not how much money you make. But you might not know that when you can’t cover all your bills in a certain month, which ones you pay and which ones you “let go” can have different negative or positive effects on your credit rating.

Also, most legitimate creditors want to work with you to make things right. Once they know your situation, many are willing to restructure debt into more easily managed payments.  And as you make each of those new, smaller payments, your creditworthiness improves. It’s all about communication!

In sum, we want you as a customer. And we know that knowledge is power. So let us help you with your questions about how to contact your lenders, what government & agency help might be available to you, and more.

You’ll be in your new home before you know it!